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Compare Critical Illness Coverage from Canada’s Best Insurance Companies

Did you know 1 in 2 Canadians will suffer from a Critical Illness in their lifetime?

We work with the companies you know and trust.

Here’s how Critical Illness Insurance works

Use your benefit to maintain financial stability, access cutting-edge medical services or to aid your recovery in some other way.
Get a world-renowned specialist from Best Doctors to review your medical records to confirm your diagnosis, no matter where you live.
Get help dealing with fear and anxiety and learn how to address the needs of the mind, body and spirit.

Among the most common critical insurance claims –89% are for cancer, heart attack and stroke.

For financial protection against these common illnesses, choose our most affordable coverage.

It will provide a lump-sum benefit if you are diagnosed with any of the following critical illnesses or conditions and satisfy the survival period, as defined in the policy:

Cover yourself from the risk of Heart Attack, Stroke, Cancer + 23 Other Critical Conditions

Critical Illness Insurance provides a lump-sum benefit if you are diagnosed with any of the following critical illnesses or conditions and satisfy the survival period, as defined in the policy:

Aortic Surgery

Aplastic Anemia

Blindness

Coma

Deafness

Heart Attack

Kidney Failure

Loss of Limbs

Loss of Speech

Paralysis

Severe Burn

Stroke

Bacterial Meningitis

Benign Brain Tumor

Blindness

Coronary Angioplasty

Bypass Surgery

Alzheimer’s Disease

Early Breast Cancer

Early Prostate Cancer

Early Skin Cancer

Early-Stage Blood Cancer

Intestinal Cancer

Early Thyroid Cancer

Heart Valve Replacement

Loss of Independence

Major Organ Failure

Major Organ Transplant

Motor Neuron Disease

Multiple Sclerosis

HIV Infection

Parkinson’s Disease

How does critical illness insurance work?

Critical illness insurance pays claimants a lump-sum benefit to be used in any way you see fit when you are diagnosed with a covered critical illness and satisfy the survival period – as defined in the policy.

What’s more? Our critical illness insurance provides a range of additional benefits and assistance services to help you and your family find the best medical care, meet every day needs and cope with the stresses of a critical illness.

Frequently Asked Questions

How does critical illness insurance work?
Critical illness insurance pays a lump-sum benefit that you can use any way you wish when you are diagnosed with a covered critical illness and satisfy the survival period, as defined in the policy.

In addition, our critical illness insurance provides a range of additional benefits and assistance services to help you and your family find the best medical care, meet every day needs and cope with the stresses of a critical illness.

Who can apply for critical illness coverage?

You are eligible to apply if you:

  • Are age 18-60 (for the Critical Illness Recovery Plan) or age 18-50 (for the Critical Illness Insurance Plan)
  • Are a Canadian citizen or permanent resident/landed immigrant who has been in Canada for more than 12 months, and
  • Have not been diagnosed with or treated for certain medical conditions
How long will I pay critical illness insurance premiums and can they increase?
You will pay premiums until you reach age 65 or 75, depending on the policy you purchase. It is possible premiums could increase, depending on the type of policy you purchase.

99.9% of our customers give us a 5-Star rating!

Mr. Ajay, has been very Professional and Responsive throughout my insurance needs throughout the yours that I was a client of his. I very much pleased and appreciated of his support and guidance throughout the insurance process. Thanks, Ajay

Jagdip

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Ajay was able to get me the best price for life insurance. He is very patient and professional. He is not pushy or aggressive when it comes to selling life insurance. Ajay THANK YOU for the great service. Highly recommend.

Rose

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Fantastic experience with Ajay! Explained things very clearly and was patient throughout the entire experience. Thank you!

Chirag

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Fast, Easy and great friendly support the staff and Mr. Ajay (agent). They can stand behind you when needed most. Really much appreciated.

Suresh

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