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with Canada’s best Non Medical Life Insurance

✔ Coverage from $5,000 – $500,000

✔ Medical not required

✔ Low Premiums

We work with the companies you know and trust.

Getting Non-Medical Life Insurance coverage is easier than you think!


No medical and 100% approved life insurance with one click.

Hassle-free, no visiting doctors, and no tests needed.

Assured approval life insurance plan with an affordable premium.

Even if you have a pre-existing condition, you may still qualify for life insurance. Talk to an advisor today to know your options.
Book a No OBLIGATION non face-to-face online appointment today!

What is No Medical Insurance?

Can I get Life Insurance if I have pre-existing health conditions such as Diabetes and Heart Conditions?

Yes, there are some great options available. We’ll need to ask you some simple health questions that will determine your coverage amount and cost of insurance.

What is the difference between insurance with medical and no medical?

No medical insurance is designed for individuals who are looking for a quicker approval and don’t wish to go through many steps of a traditional approval process such as an insurance medicals and doctor reports that can take many weeks to complete.

Insurance with a medical usually costs less than no medical insurance however you are required to go through an approval process which can include insurance medicals such as blood, urine, ECG, height weight, blood pressure and possible a doctor report.

In fact, if you have excellent health, you will be able to qualify for preferred discounted rates.

What type of no medical insurance can I get?

Similar to an insurance with medicals you can apply for term, whole life, critical, disability and health & dental insurance plans.

99.9% of our customers give us a 5-Star rating!

Mr. Ajay, has been very Professional and Responsive throughout my insurance needs throughout the yours that I was a client of his. I very much pleased and appreciated of his support and guidance throughout the insurance process. Thanks, Ajay



Ajay was able to get me the best price for life insurance. He is very patient and professional. He is not pushy or aggressive when it comes to selling life insurance. Ajay THANK YOU for the great service. Highly recommend.



Fantastic experience with Ajay! Explained things very clearly and was patient throughout the entire experience. Thank you!



Fast, Easy and great friendly support the staff and Mr. Ajay (agent). They can stand behind you when needed most. Really much appreciated.



Frequently Asked Questions

Can you get life insurance if you have health problems?
Yes, you are eligible for life insurance even if you have preexisting health conditions. Depending on the type and severity of your health issue, you could qualify for traditional life insurance, simplified issue life insurance, or guaranteed issue life insurance.
What do I do if I am denied life insurance coverage?
If you’re denied life insurance coverage, don’t worry – you still have options. The best thing to do is to speak with a licensed broker from XYZ. Our people will help you figure out your next steps, lay out all your current and future coverage options, and create a plan to help you get the coverage you require.
Will a no medical policy cover accidental death?
Yes, your beneficiaries will receive a death benefit in the event of accidental death with a simplified or no medical policy, just as they would with a traditional policy.
Can I get insurance if I have a terminal illness?
If you have been diagnosed with a terminal illness, there are life insurance policies that can be catered to your requirements. Guaranteed life insurance is an option for those who are currently receiving medical treatment, although claims can usually not be made on the policy until a set period has passed (known as the waiting or deferral period). Our expert life insurance advisors would be more than happy to provide you with advice and guidance about your insurance needs if you are dealing with a terminal illness.
Can I get no medical critical illness insurance?
You can get critical illness insurance without having to take a medical exam by either adding an optional rider to your life insurance policy or by applying for a separate simplified critical illness insurance policy. For more information, please speak to one of our licensed insurance advisors.